وصف الوظيفه

الوصف الوظيفي Key Accountabilities Ensuring compliance with Credit guidelines, policies, procedures, and terms of approval. Establishing, maintaining and cancelling credit limits in liaison with CMCU Department as per approved credit terms and conditions. Ensure all applicable documentation for Credit applications are received from Relationship Managers. Process renewals in line with defined policies and procedures by way of close coordination with Relationship Managers. Conduct the initial review of Credit documentation (financing agreement, guarantees and securities) to ensure adherence to defined policies and approved terms and conditions, procedures and guidelines. Other Accountabilities Review and process extensions and maintenance of Credit limits and ensure all requirements have been fulfilled and authorized by designated personnel. Carry out the review and verification to ensure timely availability of the related legal documentation in line with the established Credit policy while highlighting any non-conformance to the superior for remediation. Carry out timely processing of Credit applications including entering customer information and Credit limits into the system as per defined guidelines and quality standards while conducting the effective disbursement of funds to client subject to Credit approval and terms. Maintain and follow up pending security documents list and fulfil pending documentation through direct contact with the respective Relationship Managers and Corporate Customers. Liaison with Legal Department about various Legal Opinions required time to time. Preparation of facilities documents such as (Advising letters, Credit Facility Agreements, Personal and Corporate Guarantees, Pledge of Shares Contracts, Official Assignments and Promissory Notes and perfection of Official and Unofficial Mortgage Documents...etc Ensure that original security and facility documents are in Bank’s safe custody. Complete registration of mortgage over land & properties with verification of land documents through liaison with Real Estate team to make arrangement with the related Ministry office for execution. Ensure credit documentation coverage and validity and responsible for insuring that contracts are complete and legally correct. المهارات Education Bachelor degree or equivalent